June 15, 2026
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Studying abroad is a dream for many Indian students, but before you pack your bags, there’s one crucial step: clearing the required exams. From English proficiency tests to university entrance exams, understanding which exams for study abroad you need can simplify your entire application process.

This guide covers everything you need to know about each study abroad exam, helping you choose the right ones based on your goals for 2026.

Why are exams for abroad studies required?

Universities abroad use standardised exams to assess whether international students are prepared for academic and cultural environments. These exams help evaluate:

  • English language proficiency
  • Academic aptitude
  • Subject-specific knowledge (in some cases)

Without the right test scores, even a strong academic profile may not be enough.

Types of exams for studying abroad

Let us take a look at the different types of exams if you want to study abroad:

English language proficiency exams

These exams are mandatory for most non-native English speakers and are required to check your ability to study in an English-speaking academic environment. Popular options include IELTS (International English Language Testing System), PTE (Pearson Test of English Academic), and TOEFL (Test of English as a Foreign Language). These tests assess your listening, reading, writing, and speaking skills. They are essential for students applying to countries like the UK, USA, Canada, and Australia.

Undergraduate entrance exams

Undergraduate entrance exams are required for admission into bachelor’s degree programmes, particularly in countries like the USA. The most common exams include the SAT (Scholastic Assessment Test) and ACT (American College Testing). These tests evaluate your aptitude in areas such as mathematics, reading, and writing, helping universities assess your readiness for higher education.

Postgraduate entrance exams

For students planning to pursue master’s or postgraduate programmes, entrance exams like the GRE (Graduate Record Examination) and GMAT (Graduate Management Admission Test) are often required. These exams measure analytical writing, quantitative reasoning, and verbal skills. They are especially relevant for courses in engineering, science, and business.

Country-specific or course-specific exams

Some specialised courses and countries require additional exams beyond the standard ones. For instance, the MCAT is needed for medical programmes in the USA, while the LSAT is required for law school admissions. Similarly, exams like UCAT and BMAT are used for medical admissions in the UK. These tests are designed to assess subject-specific knowledge and suitability for professional courses.

Popular study abroad exams

Let us take a look at some of the popular exams to study abroad:

Exam TypeExams IncludedPurpose
English ProficiencyIELTS, PTE, TOEFLTest English language skills
Undergraduate EntranceSAT, ACTAdmission to bachelor’s programmes
Postgraduate EntranceGRE, GMATAdmission to master’s programmes
Specialised ExamsMCAT, LSAT, UCAT, BMATCourse-specific admissions

Which Exam Should You Choose?

Choosing the right study abroad exam depends on three key factors:

1. Your destination country

  • UK & Australia: IELTS or PTE is widely accepted
  • USA: TOEFL, IELTS + SAT/GRE/GMAT, depending on course
  • Canada: IELTS is widely preferred

2. Your course level

  • Undergraduate: SAT/ACT + English test
  • Postgraduate: GRE/GMAT + English test

3. Your strengths

  • Comfortable speaking with a person? IELTS may suit you
  • Prefer computer-based tests? PTE or TOEFL could be better

When should you take these exams?

Ideally, you should take your exams 8–12 months before your intake.

Suggested Timeline:

  • 12 months before intake: Start preparation
  • 10 months before: Take the first attempt
  • 8 months before: Retake if needed
  • 6 months before: Apply to universities

Planning early gives you enough time to improve your scores if required.

Cost of overseas study exams in India

Here’s an approximate cost range:

ExamCost (INR)
IELTS₹16,000 – ₹17,000
PTE₹15,000 – ₹16,000
TOEFL₹16,000 – ₹17,500
GRE₹22,000+
GMAT₹23,000+
SAT₹8,000 – ₹10,000

These costs can add up, especially if you retake exams, so planning your attempts wisely is important.

Common mistakes to avoid

Here are some common mistakes students make:

  • Taking the wrong exam for your target country
  • Not checking university-specific requirements
  • Delaying exam preparation
  • Ignoring retake opportunities
  • Overlooking financial planning

Managing expenses while studying abroad

Once you’ve cleared your exams and secured admission, your next big challenge is managing expenses abroad. From tuition fees to daily spending, international transactions can become expensive due to forex charges.

Using a Zero Forex Markup Card like the Niyo Card can help you avoid these hidden costs. It allows you to pay directly in foreign currency without additional markup, helping you save significantly over time. With features like global acceptance, real-time tracking, and travel-friendly benefits, it’s a practical solution for students heading abroad.

Conclusion

Understanding the right exams for study abroad is the foundation of a successful international education journey. Whether it’s IELTS, PTE, GRE, or SAT, each study abroad exam serves a specific purpose, and choosing the right combination can make your application stronger.

But clearing exams is just one part of the journey. Managing your finances smartly is equally important. Opting for a Niyo Zero Forex Markup Card ensures you save on international transaction fees and make the most of your money while studying abroad.

With the right exam strategy and financial planning, you’ll be well on your way to achieving your global education goals in 2026.

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